Loan

Question: A man was granted a state loan. Another said, “Assign your loan to me in exchange for a sum of money.” Is this permissible or not? bearing in mind the state is lenient with long terms and may forgive...

Question: Two parties compromised over a debt of unknown amount for a known sum and mutually agreed. Later the debtor discovered the actual debt was larger than both had reckoned at the time. Must he pay the excess, or was...

Question: A creditor seeks immediate payment from a debtor who has no cash but owns goods, land, buildings, and shops. The creditor wants to compel him to sell shops to the creditor at their value against the debt. Is the...

Question: A man owed Saudi riyals and repaid in Yemeni rials in installments. Long afterward the creditor asked to settle accounts. The debtor says, “I repaid you with Yemeni currency I delivered.” What is due now?

Question: A man owed another man a debt. He sent the amount due with a trusted, reliable messenger. He then lost contact with both the messenger and the creditor. Much later he asked about the messenger and the sender, then...

Question: If there is no physical taking and giving in the bank, and it is merely names and numbers recorded in a computer, what is the ruling?

Question: If there is dispute about whether the transfer occurred, and bank employees testify that they executed the transfer from account to account, what is the status of such testimony?

Question: A man has a bank balance and owes a debt to another man who also has a bank balance. The creditor phones the debtor asking him to settle by bank transfer from the debtor’s account to the creditor’s account....

Question: Is it permissible to borrow from the agricultural bank to build greenhouses for oneself and one’s family, knowing the bank takes interest?

Question: A civil servant has funds placed in his custody by the state to execute a project. He wishes to perform ḥajj. May he borrow from those funds to cover his ḥajj expenses, to be repaid after his return—bearing in...