Sunday, 5 April 2026 (17 Shawwal 1447 AH)
Question: A man took from another a muḍārabah fund to buy and sell with. Is it permissible, thereafter, for him to take from him some of the money as a loan—to borrow from him to purchase goods for the muḍārabah fund? Some learners cast doubt for us that this is not permissible, because it entails usury (ribā), or because it is a loan that brings ? about a benefit
Answer—and Allah is the One who grants success and aid: The scenario mentioned in the question is not as some have cast doubt; rather, it is a loan that does not bring about a benefit. As for profits that accrue from the loan—if anything accrues—they do not accrue to the lender by virtue of the loan; rather they accrue to him by another cause, namely, the muḍārabah. Thus the lender has not realized any profit by means of the loan, nor has his loan brought him any benefit; whatever profit arises from the loan follows the muḍārabah capital, not the loaned funds.
Source: Min Thimār al-ʿIlm wa al-Ḥikmah vol.2